Cookie Policy

Cookies are small text files that are placed on your device when you visit a website. They allow the website to recognise your device, remember your preferences, and provide a consistent experience across sessions.

We use cookies and similar technologies (such as local storage and session tokens) to operate and improve Plan with Grace. This Cookie Policy explains what we use, why we use it, and how you can control it.

Strictly necessary cookies These cookies are required for the Service to function. They enable core features such as user authentication, session management, and security. You cannot opt out of these cookies and still use the Service.

Functional cookies These cookies remember your preferences and settings to provide a more personalised experience.

Analytics cookies We use privacy-respecting analytics to understand how users interact with the Service — for example, which pages are visited most and where users encounter errors. This helps us improve the platform.

We do not use advertising cookies. We do not share your cookie data with advertising networks or data brokers.

Some features of the Service rely on third-party services that may set their own cookies. These include:

We do not control third-party cookies. Please refer to the privacy policies of these providers for details on how they use cookies.

Cookies are either "session cookies" or "persistent cookies."

Session cookies are deleted when you close your browser. We use session cookies for authentication tokens during your active session.

Persistent cookies remain on your device for a set period or until you delete them. We use persistent cookies to remember your preferences between visits. Most of our persistent cookies expire within 30 days.

Please note that blocking or deleting cookies — especially strictly necessary cookies — may affect the functionality of the Service. You may be unable to stay signed in or access certain features.

For instructions on managing cookies in your browser, refer to your browser's help documentation.

Some browsers send a "Do Not Track" (DNT) signal to websites. At this time, Plan with Grace does not respond differently to DNT signals, as there is no consistent industry standard for how to interpret them. We continue to evaluate this as standards evolve.

Our use of cookies and similar technologies is governed by Canada's Anti-Spam Legislation (CASL) and applicable provincial privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA). We obtain consent for non-essential cookies where required by law.

We may update this Cookie Policy from time to time to reflect changes in the technologies we use or applicable legal requirements. We will post the updated policy on this page and update the "Last updated" date. Your continued use of the Service after changes take effect constitutes acceptance of the revised policy.

If you have questions about our use of cookies, please contact us at:

Catalyst 17 Inc. Email: support@planwithgrace.com Location: Toronto, Ontario, Canada